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To open a business bank account in Thailand, you'll need to prepare some required documents,
complete an application form (which you can download from the bank website), and attend
a meeting with a relationship manager at your local branch.
The specific documents needed will vary between banks, but you can expect to be asked
for the following:
All documents should be presented either as originals, or if this isn't possible, certified copies
can sometimes be accepted. Opening an account should take around a week.
It's not possible to open a business bank account online in Thailand as you're required
to present your documents in person, at a branch.
It's not possible to open a local business bank account from abroad as you have to visit
a branch in person.
However, an international bank might be able to help you open an account at your local branch
and then transfer it later to the Thai branch closest to you. If you want to open an account
before you arrive in Thailand, it's worth talking to your local bank to see if they've a local operation
or a partner in Thailand which can help you.
Thailand has a wide range of local banks, and all offer some business banking services and products.
For more information: List of Financial Institutions in Thailand
Before you choose which business bank account you'll open in Thailand, it's important
to read the terms and conditions carefully. Look especially at the section on banking fees
and charges.
Fees and charges might not be the same as in your home country. It’s common to find
monthly account handling charges, and fixed fees for banking transactions. Even when
these fees look small, they can build up over time.
Another costly challenge for entrepreneurs is making international money transfers.
From time to time, most businesses need to send money abroad.. It’s worth paying special attention to the fees
applied by your bank when you move money or make direct payments between
accounts which use different currencies.
